# Summary of “2024 Student Debt and Mental Health Survey Reveals Borrowers Are Still Hurting”

– Federal student loan borrowers got a break from monthly payments during the pandemic but now face financial stress as repayments resume.
– The Biden administration introduced various initiatives to help ease the loan burden for borrowers during this transition.

## How to get out of student loan debt:
– Consider income-driven repayment plans that adjust monthly payments based on income.
– Look into student loan forgiveness programs for public service or other eligible fields.
– Refinance your student loans to potentially lower interest rates.
– Make extra payments to pay off the debt faster.

### Application to Physical Therapists:
Physical therapists may have substantial student loan debt due to their advanced degrees. It is crucial for them to explore options like income-driven repayment plans, loan forgiveness programs, refinancing, and making extra payments to effectively manage and pay off their student loan debt.

Reference Article https://www.studentloanplanner.com/mental-health-awareness-survey/